In the season of hope, you could be debt-free by Christmas!


If you have been struggling to keep up with your bills — soaring credit card balances, medical bills, a mortgage that is perpetually behind, and so on, the bankruptcy laws can help you wipe the slate clean and start over again.

The only problem is, as the saying goes, “bankruptcy is not for paupers.” It costs money to file, often putting those who need it most in the position of scrimping for months just so they can file a bankruptcy case with the court.

That’s where I come in. My name is Doug Beaton and I am a bankruptcy attorney practicing in Massachusetts and New Hampshire. I work to help people get back on their feet and to start rebuilding their lives. My office is in North Andover, and most of my bankruptcy clients are in the Lawrence, Lowell, Methuen, Haverhill and southern New Hampshire areas.

And once a year, just before Christmas, I lower my fees on Chapter 7 bankruptcy cases, so that more people might be able to afford filing a case and start the new year off on the right foot.

Douglas J. Beaton

This year, from now until Christmas, the legal fee for me to prepare and file your Chapter 7 bankruptcy case will be cut to only $995.

Here’s how it works:

The offer is good from now until noon on December 22, 2017. To take advantage of it you will need to be a new client, and eligible to file a Chapter 7 case. Most people are, and if you have any questions about your own circumstance, you can call me directly at (978) 975 – 2608 and we can see if you qualify over the phone.

You will also have to pay the regular court filing fees and credit counseling fees. (There is not much I can do about lowering these, although I’d like to!). The Chapter 7 filing fee is $335 and pre-filing credit counseling typically costs around $25. For this offer, you will need to pay the legal and filing fees in full before December 22nd ($995 + $335 = $1,330.00); I cannot offer installment payments with this promotion.

You will need a computer with Internet access and an e-mail account (because your bankruptcy papers will be sent to you by e-mail).

Your income for the past six months needs to be verifiable — that is, earnings from a job, social security, unemployment compensation and the like. Sorry, I cannot extend this offer to persons with business, rental, or above median income at this time.

There is no additional charge for a married couple who wishes to file a joint case together.

And that’s about it.

So, if you are serious about wiping out your debt and starting 2018 off right — and saving some money in the process — give me a call or send me an e-mail message.

When you’re ready to take the next step you can begin the process online or by phone. If you’d like to schedule a free, no-obligation bankruptcy consultation in my office just call (978) 975-2608 or send me and email at

And no matter what your circumstance, I sincerely wish you the best at this festive time of year!

Call now: (978) 975 - 2608