Monthly Archives: September 2011

Have you been thinking about filing for bankruptcy, but for one reason or another, don’t really want to do it? If so, chances are you have done some looking, and bumped into debt-help websites loaded with helpful advice. Typically it goes something like this: * Take out a consolidation loan. Yes, this means just trading […]

A typical Chapter 7 bankruptcy filing runs 40 pages or more. (A good reason why it’s a smart idea to hire an attorney to have it done right). But your signature is only needed in two places! That is because the bankruptcy courts in Massachusetts, as in the rest of the nation, have adopted an […]

“Bankruptcy is not for paupers.” That’s a common way of saying that you need money to file a bankruptcy case, so you don’t want to let yourself get so broke that you can’t even go bankrupt! The cold hard facts of life is that it costs money to save money through the bankruptcy system. (If […]

Generally speaking, in my bankruptcy law practice here on the Massachusetts – New Hampshire line, I advise most people not to touch their 401 (k) and other retirement accounts before filing a bankruptcy case. After all, that money is 100% protected in a bankruptcy filing. If you take it out, you get hit with taxes, […]