Filing for bankruptcy is nobody’s favorite first course of action, but if you are looking for 2012 to be a year of financial recovery, a bankruptcy case may be the best way to bring it about.

If your resolution is to turn your finances around this year, I can help with the costs of doing so. If you hire me to do your Chapter 7 bankruptcy case, I will reduce your costs by $300 if you use your federal or state income tax refund to retain my firm.

Don’t bother looking for the fine print — there isn’t any! All you have to do is print out this page, set up an appointment to meet me by calling (978) 975 – 2608, and bring your 2011 tax return to the consultation. I’ll take $300 off what your bankruptcy costs right away.

You don’t need to wait until your taxes are done to take advantage of this offer. If we meet and think a Chapter 7 case will help you, I’ll give you the discount as soon as you do file your taxes. And, of course, if your refund is greater than the costs of the case, you keep the balance.

All you need is to be eligible for Chapter 7 bankruptcy, have a working e-mail address, print out this page, and agree to fund your case with your tax refund. Husbands and wives get one single $300 discount, but then I don’t charge you double to begin with, like many other bankruptcy law firms do.

I look forward to speaking with you, and to helping you make this your year for financial recovery.