Where to file your bankruptcy case

It’s an old joke in the legal profession: A new lawyer armed with an expensive diploma still has find his way to the courthouse before he can start practicing any law.

And if you are filing a bankruptcy case, you are in the same predicament. Bankruptcy cases are assigned to a division of the bankruptcy court system based on the address given by the debtor on his or her petition.

Bankruptcy debtors from Andover and North Andover file their cases in Worcester, Mass.

Bankruptcy debtors from Lawrence file their cases in Worcester, Mass.

Bankruptcy debtors from Methuen file their cases in Worcester, Mass.

Bankruptcy debtors from Haverhill file their cases in Worcester, Mass.

Debtors living to the west of these towns (Dracut, Lowell, Chelmsford, and so on), file in Worcester as well.

The address of the Bankruptcy Court in Worcester is 595 Main Street, in room 211 on the second floor. Meetings of creditors, however, are held in a different location: down the street aways on the first floor of the office tower at 446 Main Street.

Bankruptcy debtors from Merrimack file their cases in Boston, Mass.

Bankruptcy debtors from Georgetown file their cases in Boston, Mass.

Bankruptcy debtors from Middleton and Danvers file their cases in Boston, Mass.

The bankruptcy court and the rooms for creditor’s meeetings are in the same building: the old McCormack post office / courthouse building in Post Office Square. The official street address is 5 Post Office Square, Boston.

For bankruptcy debtors living “north of the border” in Salem, Derry, or Plaistow, New Hampshire, cases are filed with the bankruptcy court at 1000 Elm Street in Manchester (The Brady-Sullivan Plaza). The clerk’s office is on the 10th floor, the courtrooms are on the 11th floor, and the meetings of creditors are held on the 7th floor. In fact, this single location handles all bankruptcy filings for the entire state of New Hampshire, which at the present time is served by a single bankruptcy judge as well!

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